Breeze Through Your Insurance Challenges
Optima partners with CHI owners, providing policies and risk management guidance to help reduce claims and lower insurance premiums.
How Optima Can Help
Dedicated Support
Personal account managers offer assistance and ongoing support, so you can leave the insurance-related distractions to us.
Efficient Claims Handling
Our professionals expedite the claims process, delivering swift resolutions that minimize downtime and financial impact.
Risk Management
We help you identify potential hazards and implement strategies to prevent claims and enhance safety and care.
About CHI
In 1988, the California Hospital Association and several California hospitals formed the policyholder-owned California Healthcare Insurance Company, Inc. A Risk Retention Group (CHI). CHI is now the longest-running professional liability insurance carrier in the state. Its wholly-owned subsidiary, Optima Healthcare Insurance Services (Optima), manages CHI and operates as a multi-line property/casualty commercial insurance broker.
Transparency is a key difference between CHI and a traditional insurance company. CHI is very open in reviewing your organization’s risk profile and how it figures into your premium calculation. A traditional insurance company would not be so open. They also wouldn’t reward you with premium holidays or rebates for reducing losses. Instead, a significant portion of the gain would become additional profits.”
Robert Wentz
President/CEO
Oroville Hospital
Resources
Easy-to-access tools for our members.
Risk Management
Forms
Contact Us
2026 Owners Retreat
September 8-10, 2026
The Meritage Resort & Spa • Napa Valley, CA