Underwriting
We analyze your data to determine premiums that are reflective of exposures and loss history.
Underwriting works closely with account management, claims and risk management in accomplishing the underwriting process. Functions include analyzing losses occurring for each owner, studying national trends in claims and developing exposures to determine impact on the CHI program, assessing applications for prospective owners and renewal applications for existing owners to calculate premiums, and assessing coverage concerns within the CHI policy.
Additional Optima Services
Efficient Claims Handling
Our professionals expedite the claims process, delivering swift resolutions that minimize downtime and financial impact.
Dedicated Support
Personal account managers offer assistance and ongoing support, so you can leave the insurance-related distractions to us.
Risk Management
We help you identify potential hazards and implement strategies to prevent claims and enhance safety and care.